Real Estate Professionals: Top Ten List about TRID QUESTION We realize the TILA/RESPA rules are complex. How will the new rules affect real estate agents? ANSWER TRID is a new federal consumer disclosure law that goes into effect October 3, 2015. TRID will significantly change the way a mortgage lender discloses to consumers the terms, […]
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Retail Sales Drop Unexpectedly, Mortgage rates end favorably. Retail sales were surprisingly sluggish in June, according to a report released Tuesday. U.S. food and retail sales unexpectedly dipped last month, ticking down 0.3 percent from a strong May in another sign that U.S. economic performance stalled in June. Retail sales totaled $442 billion in June,
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China and Greece Still Left With A Big Question Mark! Over the past week, U.S. financial markets were influenced primarily by events in China and Greece. Concerns about slower growth in China and increased uncertainty about Greece were both favorable for mortgage rates, which ended the week a little lower. China is the second largest
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Remodel Your Home With Little or No Money Out Of Pocket If you find yourself wishing you had more of the home of your dreams, but realize it might not be possible….well, now we think it is. This new program just might be your dream come true! Nothing can be more of a downer than
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33 Ways to Sell Your Home Fast Tip #1: Make a checklist Make a checklist to review any time a real estate agent is bringing someone in to look at your home. Nothing fancy, just something to remind you to do all the little preparatory tricks on this list. Tip #2: First impressions
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Strong Job Gains Means Higher Rates A wide range of reports in the U.S. and Europe over the past week indicated improving economic conditions. Unfortunately, good news for the economy is generally negative for mortgage rates, which moved higher. Following stronger than expected manufacturing and construction data earlier in the week, Friday’s Employment report exceeded
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U.S. Housing Starts Jump Mortgage markets generally were quieter than they have been over the last several weeks. The most highly anticipated economic release, the Fed minutes, had little impact. Mortgage rates ended the week a little higher. The minutes from the April 29 Fed meeting released on Wednesday contained no major surprises. According to
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6 Home Buying Tips for Hot Housing Markets The housing market is heating up! For buyers, this may lead to submitting multiple offers or a potential bidding war. If you or someone you know is in the market to buy a home, here are six ways to give your offer the best chance for seller
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Will Interest Rates Go UP or DOWN? Federal Reserve Bank of San Francisco President John Williams said the U.S. central bank could decide to begin raising interest rates at any policy meeting, and that he is in “wait and see mode” headed into the next gathering in June. Additional economic data to be released between
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U.S. Retail Sales Disappoint Again American consumers are not behaving as economists predicted they would. Retail sales unexpectedly barely budged in April following a revised 1.1 percent gain in March that was larger than previously estimated, Commerce Department figures showed Wednesday in Washington. Instead of spending the windfall from lower gasoline prices and rising employment,
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